A product recall of 2010 is an excellent example of why liability insurance is important to people with even small vending routes. This recall involved children’s toys imported from China, these products were found to contain high levels of cadmium which is a toxic metal. Ironically cadmium is used as a substitute for lead which is also toxic. Heavy metals are health hazards that are particularly dangerous to children who were the primary users of these products. Although in this case the charm bracelets that were found to contain cadmium weren’t used in vending machines, this example is very close to a case from 2004 that significantly impacted the vending machine business.

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